Family

16 January 2024

Great news; as all YMCA Camps and Clubs are Ofsted registered and classified as childcare, you save money on the cost by paying with Childcare Vouchers (CCV) or the Government’s Tax-Free Childcare scheme (TFC).

Deciding to pay by CCV or TFC amounts to accepting to buy a service and will be subject to relevant booking conditions.

We can also accept payment by credit or debit card for any of our services. If you need any further information that isn’t covered below, call our team for advice: 01489 785228.

The Tax-Free Childcare scheme allows eligible working families to claim 20% of their registered childcare costs, up to £2,000 per child per year, or £4,000 for a child with a disability, from HMRC.  So for every £8, you pay into the scheme, the government will automatically add £2, effectively giving you basic rate tax back on what you spend.  You can build funds in your account which can then be used to pay for your childcare. For a family to be eligible, both parents need to be working (or one person in a single-parent household), earning between £142.56 per week and £100,000 per year each. The scheme is available to parents of children under the age of 12 (or age 17 for children with disabilities). For further details, to check your eligibility and information on how to create an account, visit the Government website
Childcare vouchers are a salary sacrifice scheme, whereby employees may ‘sacrifice’ part of their pay in exchange for Childcare Vouchers, to save money on tax and National Insurance Contributions. The childcare vouchers can then be used to pay for registered childcare.  Although this scheme stopped for new applicants in October 2018, those who were in the scheme prior to this date may still be receiving vouchers.  It is not possible to receive both Tax-free childcare and Childcare vouchers. YMCA accepts childcare vouchers from the companies listed here.  If you leave the Childcare Voucher scheme, you can start to use the Tax-Free Childcare scheme.
Allsave (ID: CFAIRTH01) Care-4 (ID: 25703569) Childcare Plus (ID: 3481) Computershare (ID: 0007844564) Co-op (ID: 85002099) Early Years (ID:: Ofsted number of service booking) Edenred (ID: P351349) Fair Care Services (ID: FAIR0708) Fideliti (ID: FAI004C) Kiddi Vouchers (ID: ID23008) RG Childcare (ID: Ofsted number of service booking) Salary Extras (ID: TRP0000060) SayCare (Sodexho) (ID: 128506)

How to use Tax-Free Childcare and Childcare Voucher Payments for YMCA Daycamps

Payment for YMCA Camp or Club bookings must be made in full at the time of booking. To take advantage of any discounts, cleared payments must be received by the discount closing date for the discount to be applied. If payments are received after the discount deadline, the current rate at the payment receipt date will be applied.

Booking more than 4 weeks before the start date of the camp

If you choose to pay by CCV or TFC, payments can be sent directly to us via your CCV or TFC online portal. The reference must include your child’s name to match your YMCA Camp or Club booking.

How to use tax free childcare for ymca daycamps

You will need to log in or create a new account to make an online booking.  At checkout, you will be asked for your TFC or CCV reference. Alternatively, bookings can be made with our sales team on 01489 785228.

Payment must be transferred within 1 week of making your booking. These voucher payments can only be used to pay for the childcare element of your booking. For example, if you are purchasing the Family Discount Scheme you will need to pay for this by credit or debit card.

  • TFC – find the relevant YMCA service on the TFC system e.g. YMCA Fairthorne Group or YMCA Fairthorne Manor
  • CCV – you may need the YMCA ID for your childcare provider.  If your childcare voucher provider is not listed, please contact us

Booking within 4 weeks of the start date of the camp

Payment must be made in full at the time of booking. You are then able to send us your TFC or CCV payment for the childcare element of your booking which will be refunded back to you.

How to use tax free childcare for ymca daycamps

You will need to log in or create a new account to make an online booking.  At checkout, you will be asked for your TFC or CCV reference.  Alternatively, bookings can be made with our sales team on 01489 785228.

Then, transfer your TFC or CCV payment to us. This is only if you wish to pay by this method for the childcare element of your booking only.

  • TFC – find the relevant YMCA service on the TFC system e.g. YMCA Fairthorne Group or YMCA Fairthorne Manor
  • CCV – you may need the YMCA ID for your childcare provider. If your childcare voucher provider is not listed, please contact us.

Once we have received your TFC or CCV payment, the childcare element of your booking will be refunded back to the card with which you paid. Refunds can take up to 10 working days to process from receipt of your CCV/TFC payment.

If you have paid for your child’s camp by debit or credit card, you have up to 3 calendar months from the start of the camp to send us TFC or CCV payments to be reimbursed. Find out more here https://ymca-fg.org/save-money-on-your-school-holiday-childcare/
Refunds of bookings paid for using CCV will depend on the conditions as laid out by the relevant CCV company.  In the event we are unable to refund directly back to the CCV company, any credits can remain on your account for future use towards eligible childcare services. Refunds must be made back to the same method with which payment is made; we are unable to refund CCV payments to credit or debit cards due to tax implications. Refunds of bookings paid for using TFC will be made back to your TFC account or can remain on your account as a credit for future use.